Our point of view.

With a combined total of more than 100 years in the insurance industry across our agents, you could say we know a thing or two.

Auto Insurance

The 5 W's of Accident Forgiveness

Accident Forgiveness is an option that most insurers offer, but what is it exactly? We answer the 5 W's (Who, What, When, Where, and Why) of Accident Forgiveness to help you better decide if it's right for you.

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Watercraft & Boat Insurance

Everything you need to know about Personal Watercraft (PWC) Insurance

Although not required in most states, personal watercraft insurance is absolutely essential to protecting your investment. PWC Insurance includes Jet Ski, WaveRunner, Sea Doo, and other Class A watercraft. This blog article will inform you on what PWC Insurance includes (and what it doesn't!), and why you should have it before you head out to the open water.

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Commercial Insurance

Making money off of your car or house? Read this!

If you use your personal vehicle or home to make extra money (like making food deliveries, or vacation rentals), your personal insurance policies will very likely not cover you in the event of an accident or liability claim. Profiting off of your personal assets requires special insurance policies.

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Auto Insurance

I Just Got Into An Accident. What Now?

Even seasoned drivers can draw a blank on what to do after an accident. We've compiled an accident checklist that you can print and keep in your glovebox, to help you get through this stressful moment.

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Independent Insurance

What Is Identity Theft Insurance and Why Should I Have It?

Identity theft cases nearly doubled from 2019 to 2020, rising from 3.3 milliion reports in 2019 up to 4.8 million in 2020. It's not a problem that is going away. This blog post explores one great option you have to protect yourself and your family members - Identity Theft Insurance.

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Auto Insurance

How Virginia's New Hands-Free Cell Phone Law Affects Insurance Rates

If you live in Virginia you're probably aware of the new hands-free cell phone law that went in place on January 1, 2021 which states that it's illegal to hold a mobile phone while driving. If you're caught using your phone while driving and are ticketed, your insurance rates will probably increase.

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