Flooding is consistently the #1 natural disaster in the United States. In 2019 flood damage reached $3.75 billion in the United States. Flood insurance is a separate stand-alone policy that protects your home and personal belongings from loss due to flooding by external floodwaters, such as high tides, overflowing lakes and rivers, flash flooding and even groundwater flooding. Flood insurance is especially important if you live in a high risk flood zone. Even if you have homeowners insurance, you'll want to look into your risk of flooding because most homeowners insurance policies do not cover flooding originating from outside the home. If you're looking for flood insurance in Richmond VA, look no further than Ronnie Shriner Insurance Agency. Located in Glen Allen, we've been providing quality insurance services for our neighbors since 1989.